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Your Voice, Your Vote: ‘How do I get on the housing ladder?’

June 20, 2024
in Business
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Your Voice, Your Vote: ‘How do I get on the housing ladder?’
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Krista from Nottingham wants to know what policies might stimulate the housing market to encourage economic growth in a currently stagnant UK economy.

The housing market is, indeed, reflective of the UK economy as a whole. The cost of living, job security, interest rates, and just general economic confidence all have an impact on people’s decisions on whether or not to buy or sell a home.

The sector has been relatively subdued recently, mostly because of relatively high mortgage rates. That’s meant little movement in house prices which, after seeing them soar, will be a relief to some first-time buyers.

Stamp duty relief is a lever that chancellors like to pull to stimulate the sector. That’s a specific policy stated by the Conservatives and Reform.

But the housing market alone will not create the kind of economic growth that all parties want to see, which is why their wider economic policies are coming under a great deal of scrutiny.

Credit: Source link

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